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MORTGAGE CALCULATOR

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Mortgages


A Mortgage is a loan that is designed to help you purchase a home or other property. Deciding to get a mortgage is probably the biggest financial decision you will ever make. Before you get a mortgage or change or renew one, it is important to do some research and be informed in order to get the mortgage that best suits your needs.

As you look for a mortgage, make sure the payments will fit comfortably within your budget. It you can’t make the payments, you may lose your home.

Mortgages 101: Buying your first home


Getting a mortgage for your first home is a big financial commitment. The number of options can be overwhelming. Follow the three steps below to learn more about the mortgage process and how to find the mortgage that best meets your needs.


Determine what you can afford - Check the Affordability Calculator | CMHC.


Documentation Checklist for Mortgage:


  • Identification (driver license or Canadian Passport)
  • Employment/Income Documents (job letter, paystubs, T4s, NOAs, etc)
  • Self employment – Notice of Assessments from Revenue Canada and etc. 
  • Down Payment and Closing Costs Confirmation
  • Property Details (MLS listing sheet, signed contract of Purchase and Sale, etc.)
  • Lawyer information
  • plus additional documents which might be requested by lender ​​​​​​​ 
Olga Kouritsyna

Olga Kouritsyna

REALTOR®

Harvey Kalles Real Estate Brokerage

2145 Avenue Road, Toronto, Ontario, M5M 4B2

olgakouritsyna@gmail.com

(416) 660-2177
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Listing Data were last updated: 2026-06-20 02:57:44

Listing Objects were last updated: 2026-06-19T05:22:02.731366Z

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